Monday, 14 November 2016

Jinghong Song - How to Help The Homeless

Jinghong Song is a young writer living in Kansas City who is passionate about helping others. In particular, he enjoys giving his time to charity, and he has spent much of his time working with the homeless. He finds that many homeless citizens just need a little bit of care to help them get back on their feet, and finds their stories inspiring. If you are looking to help the homeless in your city, here’s what you can do to give back.

-Volunteer at a homeless shelter. These organizations need tons of help to keep running, so even if you just stop by a few hours each week to help with cleaning and keeping things organized, you’ll be a huge help.

-Volunteer at a soup kitchen. Many homeless citizens rely on these organizations to get food every day, so by giving your time, you’ll help keep them fed and healthy. This is an especially good position for those with cooking experience.

-Donate goods to a homeless shelter. The homeless are in need of not only food, but also clothing to help keep them warm and toiletries to help keep them clean. Put together a care package of new items from your local drugstore and send it over – you’ll definitely make somebody’s day.

-Support local organizations that provide housing, health care, and education for homeless citizens. These organizations are crucial for helping these citizens get back on their feet. You can donate money and vote for politicians that support their funding.
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Wednesday, 2 November 2016

Jinghong Song - Save or Pay Off Debt?

Jinghong Song is a writer of a series of financial advice books that have helped thousands of people around the world get their life and finances back on track. He is very passionate about helping others live a better life, and he is also known for being a highly engaging public speaker. One of the financial problems that many people struggle with when trying to get their budget in order is deciding whether they should pay off their debt or save money for the future. This is a complex question that depends on your own personal situation.

If you have a high amount of debt, such as student loan debt or a large mortgage, then you should focus on paying that off first instead of saving money for the future. If you start to save money but you aren’t paying your debt off, you’ll have a financial cloud hanging over your head, so to speak, and you won’t really be able to relax until you get rid of the debt. If you are in this situation, sit down with your family and create a plan to pay off the debt as efficiently as you can. It may also help to talk to a financial advisor.

However, if you don’t have much debt, and only have to worry about monthly credit card payments, then it’s time to start putting money away. Having a full savings account will really benefit you in the event of a crisis or a big transition in your life, and it can also help prepare you for retirement. To make saving money a habit, start by taking a small amount out of each paycheck and putting it into your savings account.